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3 Mobile Apps That Can Help You Invest With Ease

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Making money out of money: not simple. Here are three painless mobile investing apps that make the process enjoyable.

1. ACORNS: SPARE CHANGE INVESTING

Set up Acorns with a bank account or a credit card, and it’ll skim the spare change off your transactions by rounding to the nearest dollar, then invest that change into a diverse portfolio with a risk level of your choosing. Taking money out, or putting more money in, is as easy as a swipe. Even easier: watching your spare change grow in real time. It’s the smartest piggy bank you’ve never had. 

2. KAPITALL: THE MONEY GAME

Are you the kind of person who wants a little carefree fun in even the most businesslike of tasks? While it has the brains of eTrade or AmeriTrade, Kapitall has the personality of a video arcade: Participating in its social communities and playing games earns you Koins, which you can spend on free trades. Best of all? Kapitall will allow you to set up a practice portfolio of $100,000 to see how you’d perform on the market, at zero actual risk or cost.

3. ROBINHOOD: NO FUSS, NO MUSS, NO FEE

Enter a stock symbol. Click on the stock symbol. Buy shares of the stock. It’s that simple. But Robinhood’s most revolutionary feature? Zero fees. It’s hard to believe, but true: Unlike virtually every other investing tool out there, Robinhood won’t charge you a dime to invest using their app. They make money by collecting interest from uninvested user balances (at no expense to the user). Like the app itself, the idea is as simple as it is groundbreaking.


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Switzerland Flushes $1.8 Million in Gold Down the Sewer Every Year
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Switzerland has some pretty valuable sewer systems. As Bloomberg reports, scientists have discovered around $1.8 million worth of gold in the country's wastewater, along with $1.7 million worth of silver.

Scientists at the Swiss Federal Institute of Aquatic Science and Technology examined sewage sludge and effluents, or discharged liquid waste, from 64 water treatment plants and major Swiss rivers. They did this to assess the concentrations of various trace elements, which are "increasingly widely used in the high-tech and medical sectors," the scientists explained in a press statement. "While the ultimate fate of the various elements has been little studied to date, a large proportion is known to enter wastewater."

The study, which was recently published online in the journal Environmental Science & Technology, revealed that around 94 pounds of gold makes its way through Switzerland's sewage system each year, along with 6600 pounds of silver and high concentrations of rare metals like gadolinium and niobium. For the most part, these metals don't harm the environment, researchers say.

With gold and silver quite literally flowing through their sewers, is there any way that Switzerland could turn their wastewater into wealth? Scientists are skeptical: "The recovery of metals from wastewater or sludge is scarcely worthwhile at present, either financially or in terms of the amounts which could be extracted," the release explains.

However, in the southern canton of Ticino, which is home to several gold refineries, the "concentrations of gold in sewage sludge are sufficiently high for recovery to be potentially worthwhile," they conclude.

Switzerland is famous for its chocolate, watches, and mountains, but it's also home to major gold refineries. On average, around 70 percent of the world's gold passes through Switzerland every year—and judging from the looks of it, much of it goes down the drain. As for the sewer silver, it's a byproduct of the chemical and pharmaceutical industry, which is a cornerstone of Switzerland's economy.

[h/t Bloomberg]

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14 Things You Owned in the '70s That are Worth a Fortune Now
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From old toys and housewares to books and records, these pieces of '70s memorabilia have aged (and increased in value) like fine wine.

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