The news that your flight has been delayed or canceled is the last thing you want to hear on your way to the airport. Flight disruptions are more than just inconvenient—they can be expensive. If you planned your trip around arriving at your destination at an exact time, rearranging your itinerary and rescheduling bookings can end up significantly stretching your travel budget. Fortunately, canceling accommodations at the last minute doesn't always have to lead to financial loss. According to Lifehacker, there are tactics you can use to get a full refund on your hotel room.

In some cases, hotels will refund your money without any hassle. Take a look at the fine print of your reservation confirmation: Many major hotel chains give customers the leeway to change or cancel their stay up to 48 to 72 hours before they arrive.

If you're canceling due to a change in flight plans, you're likely scrambling to figure things out with little time to spare. But missing the official window to change your reservation doesn't necessarily mean you're out of luck. Call the hotel's front desk directly and explain your situation. There's a chance they'll take pity on you and refund your money or allow you to tweak your dates at no extra cost. If the reason for your rescheduled flight is a severe weather event that's also affecting your destination, it's especially likely that the hotel will be understanding—and possibly even overbooked and desperate to make room for other guests.

Of course, after trying every trick in your arsenal, the hotel may simply refuse to accommodate you and force you to pay full price for a reservation you can't make use of. When that happens, it's time to look elsewhere for compensation. Under the Montreal Convention, a treaty that covers most international travel, you can receive a payout of up to $5870 to cover financial loss caused by international flight delays in some cases. Here's how to receive the biggest reimbursement possible for the cancelled flight itself at the same time.

[h/t Lifehacker]