Want to Buy a House? This Is How Many Hours You Need to Work to Afford One in Your State

iStock.com/jhorrocks
iStock.com/jhorrocks

How much people need to work to afford what is perhaps the most iconic aspect of the American dream—their own house—varies drastically from city to city and state to state. Just as real estate values change with ZIP codes, so, too, do income levels. (Not to mention tax rates and the price of common goods.) To see how attainable owning a home in different cities across the U.S. really is, the cost information site HowMuch.net mapped how many hours someone earning the median income in the country’s biggest cities would need to work just to pay the average mortgage.

To crunch the numbers, the site used Census data to figure out the median hourly income for people in the 98 biggest cites in the U.S., based on the idea that everyone is working 40 hours a week. (Which isn’t very realistic, but still provides a rough estimate.) Then, HowMuch.net used data from Zillow on the median housing prices to calculate the median monthly mortgage price in each of those cities, estimating that people typically get a 30-year mortgage.

Here's the breakdown for the country's most expensive metros:

1. New York, New York: 113 hours
2. Los Angeles, California: 112 hours
3. Miami, Florida: 109 hours
4. San Francisco, California: 107 hours
5. Boston, Massachusetts: 95 hours
6. Oakland, California: 83 hours
7. Long Beach, California: 78 hours
8. San Diego, California: 77 hours
9. Santa Ana, California: 74 hours
10. San Jose, California: 74 hours

California is just as expensive as you thought it was, and that applies to more than just L.A. and Silicon Valley. Long Beach and Orange County's Santa Ana make the list, too, as does sunny San Diego. Those cities pale in comparison to Miami and Boston, though. Someone living in Santa Ana would be able to afford the median mortgage working a full 35 fewer hours than someone in Miami—basically a whole workweek. Of course, that seems much less affordable when you consider that someone in Memphis only has to work 18 hours to afford their mortgage, about a fifth of what someone in San Jose does.

Obviously, there are aspects of this data that don't entirely capture the reality on the ground. Many people work more than 40 hours a week. Interest rates can vary a lot based on credit score, when you took out your mortgage, and other factors. Many households have more than one source of income, and those incomes may not be equal, which change the figures quite a bit. Most importantly, this only reflects the cost of housing. While a mortgage payment is a huge chunk of most people's expenses, this graphic doesn't reflect the cost of other necessities like food, insurance, transportation, and all the other things we have to pay for to get by in any given month.

So, before you plan your move to Memphis, bear in mind that these are just rough estimates. That said, if you do want to move to Memphis, we wouldn't blame you.

Get The Details On All 21 Successful Moon Landings With This Interactive Map

Astronaut Eugene A. Cernan mans a Lunar Roving Vehicle during the Apollo 17 mission.
Astronaut Eugene A. Cernan mans a Lunar Roving Vehicle during the Apollo 17 mission.
NASA, Wikimedia Commons // Public Domain

In light of Apollo 11’s 50th anniversary this week, the world has focused on those historic first few steps on the Moon and everything that led up to them. But how much do you know about the 20 subsequent Moon landings? To fill you in, Smithsonian.com created an interactive map of the Moon with the who, what, where, when, and how of each successful lunar mission.

The map is color-coded: red for Russian Luna missions, green for China’s Chang'e 3 and Chang'e 4, and blue for the U.S.’s Apollo (marked with stars) and Surveyor missions (simple rings). You can click on each icon to expand a paragraph with a short summary of the mission and its notable accomplishments.

After Russia’s unmanned Luna 9 became the first craft to touch down on the Moon in 1966, 18 other triumphant landings followed in just a decade. The 20th didn’t happen until 37 years later, when China achieved its first landing with Chang'e 3 in 2013. The most recent occurred this past January, when China’s Chang'e 4 became the first spacecraft to land on the far side of the Moon. Chang'e 4 and its rover, Yutu 2, are still exploring the Moon as you read this, and China hopes to launch its follow-up mission, Chang'e 5, as early as this year.

Six Apollo missions landed humans on the Moon, and there haven’t been any actual astronauts on its surface since. But the 15 robotic landings have contributed to our lunar knowledge in a safer, more cost-efficient way. If you look at the map, you can see that most of the spacecrafts have landed near the Moon’s equator on the near side, where the terrain is mostly basaltic plains—the far side contains craters and even mountains. With more Chang'e missions to come from China, and NASA’s Artemis missions in the works, Smithsonian.com may soon have to create a 360° version of its map.

[h/t Smithsonian.com]

Here's Each State’s Favorite Comic Book Universe

drante, iStock / Getty Images Plus
drante, iStock / Getty Images Plus

The hype surrounding the Marvel Cinematic Universe had barely subsided into a low roar after the 2018 releases of Black Panther and Avengers: Infinity War when 2019 brought us two more back-to-back MCU blockbusters: Captain Marvel and Avengers: Endgame. Between the films themselves and the ceaseless stream of fan theories, celebrity content, and toys, it seems like it’s Marvel’s world and we love nothing more than living in it.

But in a recent nationwide analysis by DISH sales agent USDish.com, it appears that a majority of America actually prefers the DC universe over Marvel's. The study used Google Trends data to find out which comic book universe—and which superhero—each state searched for most often. DC is most popular in a surprising 32 states, while Marvel is tops in a mere 14 state. Four states (Alaska, Hawaii, New Mexico, and Kentucky) were tied between the two. DC was also the winner when it came to most popular individual superheroes, though with a smaller margin: 29 states went with a DC hero, while 22 chose someone Marvelous. Superman, a DC creation, held the number one spot in eight states, the most of any superhero.

Illustrated map showing most popular comic book universe in each state
USDish.com

The outcome differs pretty significantly from last year’s study, in which Marvel reigned supreme in 37 states, and DC in only 8 (the remaining five were tied).

It seems, however, that states don’t have a loyalist mentality when it comes to comic book universes: Plenty of states’ most searched-for-superhero was not from its most searched-for universe. Florida, Louisiana, and Mississippi, for example, all chose DC and the Hulk, while Texas and Iowa chose Marvel and Superman.

In a couple of instances, the actor who plays the superhero possibly influenced the results. Captain Marvel, brought to life by California-born Brie Larson, was California’s most popular superhero, while Jason Momoa’s Aquaman came out on top in his home state of Hawaii.

Though the list of top superheroes by state is heavily occupied by uber-popular names like Thor, Batman, and Black Panther, it’s not without a few head-scratchers. Kansas and Michigan both apparently love Green Lantern, while Delaware’s top superhero was Batman’s sidekick Robin.

See the full list here to find out what your state thinks.

[h/t USDish.com]

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