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6 Tuition-Free Colleges

The cost of higher education leaves many students wondering if they can afford to go to college. For those who want to avoid being saddled with huge student loan debt, here are six schools that offer tuition-free educations (besides the military academies).

1. College of the Ozarks

Several schools share the "Linebacker U" and "Quarterback U" monikers in reference to the NFL talent that their college football programs produce, but the only "Hard Work U" is located in Point Lookout, Missouri. In 1973, a Wall Street Journal reporter bestowed that title on the College of the Ozarks, where students pay no tuition and work at least 15 hours a week at a campus work station. Jobs are taken seriously at the school of 1,400; students are graded on their work performance in addition to their academics.

History: In 1906, Presbyterian missionary James Forsythe helped open the School of the Ozarks to provide a Christian high school education to children in the Ozarks region, which spans parts of Missouri, Arkansas, Oklahoma, and Kansas. The school added a two-year junior college 50 years later and completed its transition to a four-year college program in 1965. The school was renamed College of the Ozarks in 1990 and has established itself as one of the top liberal arts colleges in the Midwest.

Notable: College of the Ozarks was No. 6 on the Princeton Review's list of the top 10 Stone-Cold Sober schools in 2014.

Famous Alum: Actress and model April Scott, who played Daisy Duke in the straight-to-DVD prequel Dukes of Hazzard: The Beginning. Scott has also appeared in Entourage, as a briefcase-toting model on Deal or No Deal, on various magazine covers, and as the host of Model Turned Superstar.

How to Spend the Money Saved on Tuition: Silver Dollar City, an amusement park in nearby Branson, Mo., harkens back to simpler times with its 1880s theme. In addition to featuring craftsmen tents, the roller coasters at the park offer scenic views of the Ozarks.

2. Deep Springs College

Deep Springs is a two-year, all-male liberal arts college located on a cattle ranch and alfalfa farm in the Inyo-White Mountains of California's High Desert. To get an idea of just how isolated the school is, consider the explanation for its policy forbidding smoking in any of the school's buildings or near hay bales: "We're 45 minutes from the nearest emergency services, so a fire could be disastrous." Every student admitted—10 to 15 per year—receives free tuition, room, and board, and works at least 20 hours a week on the ranch. The manual labor ranges from washing dishes to milking cows. Most students complete their degrees at prestigious four-year schools after leaving Deep Springs.

History: Deep Springs was founded by Lucien Lucius Nunn, a pioneer in electrical engineering who helped design the Ontario Power Plant at Niagara Falls. While working for the Telluride Power Company, which provided power to gold mines, Nunn invited young men to work for him in exchange for an education. The work-study program became known as the Telluride Institute in 1905. Nunn was driven out of the company in 1912 by a powerful stockholder who believed Nunn's unconventional means of attracting workers was detrimental to the business. Nunn decided to start a completely new educational endeavor at Deep Springs, which admitted its first class of 20 in 1917.

Notable: Academics, labor, and self-governance are the three pillars of the Deep Springs experience. Students have a say in what subjects to study, what professors to hire, and even what applicants to admit.

Famous Alum: William T. Vollmann, a novelist and journalist with a propensity for writing about dangerous firsthand experiences, including a trip into Afghanistan with the mujahideen in 1982. Vollmann has written more than 20 books, including Europe Central, which won the 2005 National Book Award for Fiction.

How to Spend the Money Saved on Tuition: Given that students are generally prohibited from leaving the ranch during the semester, online shopping via the somewhat reliable Internet connection is one of the only viable options.

3. Berea College

Thanks to a large endowment, every student admitted to Berea College in Kentucky receives a full-tuition scholarship valued at more than $90,000. Students are required to work at least 10 hours a week in one of more than 140 departments, and while room, board, and books are not covered, the work-study program enables some of the 1,500 students to lighten their financial load even more. Berea offers degrees in 28 fields.

History: Berea was founded in 1855 by Rev. John Fee—an ironic name for the founder of a tuition-free college if there ever was one—as the first interracial and coed college in the South. Classes at the school were fully integrated until the Kentucky Legislature passed a law in 1904 that prohibited school integration. The law was amended in 1950 to allow integrated education above the high school level and Berea returned to its roots, becoming the first school in Kentucky to re-open its doors to African-Americans.

Notable: Berea's motto is "God has made of one blood all peoples of the earth."

Famous Alum: Carter G. Woodson, an African-American historian, journalist, and author. After graduating with a Bachelor of Literature degree from Berea, Woodson earned his PhD and taught at Howard University. He pioneered the celebration of "Negro History Week" in 1926, which would serve as the precursor to "Black History Month" as we know it today.

How to Spend the Money Saved on Tuition: Berea is home to the Kentucky Artisan Center, a 25,000-square-foot facility that showcases Kentucky-made arts and crafts in a variety of exhibits.

4. Olin College of Engineering

Olin College is a school of 300 in Needham, Mass., where every admitted student receives four years of free tuition valued at $130,000. The school is funded by a $400 million grant from the F.W. Olin Foundation and ranks as one of the top undergraduate engineering programs in the country. There is great emphasis placed on philanthropy at Olin; students are encouraged to develop creative ideas that address societal needs and help make the world a better place.

History: The school is named for Franklin W. Olin, who founded the Olin Corporation and made a fortune selling ammunition. Olin was a great philanthropist, too. Since 1938, the F.W. Olin Foundation has contributed more than $300 million in grants to colleges and universities throughout the country. The same foundation financed the development of Olin College, which was completed in 2002. The school graduated its first class in 2006.

Notable: Indicative of the entrepreneurial spirit of the school, six Olin students are taking a year off to develop educational Internet software—think Google Docs meets Facebook—for local middle school students. The students expect the software, which will include built-in features that allow parents and teachers to interact with and monitor their students' work, to be operational by mid-April.

How to Spend the Money Saved on Tuition: Honor the legacy of F.W. Olin, who played two years of professional baseball after graduating from Cornell, with a trip to Fenway Park in nearby Boston.

5. Curtis Institute of Music

Like Juilliard, the Curtis Institute of Music is considered one of the most prestigious performing arts conservatories in the world. Unlike Juilliard, tuition at Curtis is free. Every student admitted to the school of 160 in Philadelphia is provided a full scholarship, and all piano, harpsichord, composition, and conducting majors are lent Steinway grand pianos. As part of their training, students at Curtis host over 100 public concerts each year, and receive one-on-one instruction from the musically accomplished faculty.

History: Mary Louise Curtis Bok founded the Curtis Institute in 1924 as a place for talented young performers to prepare for careers as professional musicians. She named the school in honor of her father, Cyrus Curtis, the founder of Ladies' Home Journal and a fellow music lover.

Notable: According to the school's website, 17 percent of the principal chairs in America's top 25 orchestras and four music directorships in the top 50 are held by Curtis-trained musicians. More than 60 alumni have performed with the Metropolitan Opera.

Famous Alum: Anthony McGill, who has been the principal clarinetist of the Metropolitan Opera and now the New York Philharmonic, he was in the quartet (along with Yo-Yo Ma) that played at Barack Obama's 2009 inauguration. Also: Leonard Bernstein.

How to Spend the Money Saved on Tuition: Buy a membership to the Franklin Institute to supplement your musical education.

6. Alice Lloyd College

All students at Alice Lloyd College in Pippa Passes, Ky., are required to work at least 10 hours per week in exchange for free tuition. Students who need additional financial aid to pay for room and board may work up to 15 hours per week. Jobs at the school of 550 are assigned based on a student's work experience and personal preference.

History: Alice Spencer Geddes Lloyd, a former publisher and editor of The Cambridge Press, moved from Boston to Eastern Kentucky in 1916. With the help of June Buchanan, Lloyd chartered what was then called Caney Junior College in 1923. The school became an accredited four-year college in 1980.

Notable: The call letters for Alice Lloyd College's non-commercial radio station, which has broadcast inspirational programming around the clock since 1998, are WWJD-FM.

Famous Alum: Carl D. Perkins, who served in the U.S. House of Representatives from 1949 until his death in 1984. Perkins's legacy lives on in the form of the Perkins Loan, a need-based Federal student loan.

How to Spend the Money Saved on Tuition: Elk were introduced to Kentucky in 1997 as part of a restoration project and Knott County, which includes Pippa Passes, is now known as the elk capital of the East. Tours are available through several outlets.

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Live Smarter
Graduates in These States Fare Best When It Comes to Student Debt
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Student loan debt in the U.S. grows larger each year. According to CNBC, the average American in their 20s with student loans to pay off owes about $22,135. But college graduates from some states have it easier than those from others. As Money reports, choosing the right state in which to get your education may end up saving you $16,000 in loan payments.

That number comes from the latest student debt study [PDF] from the Institute for College Access and Success. The organization looked at four-year public and private nonprofit colleges to determine the states where debt levels skew low and where they creep into $30,000-plus territory. Graduates who study in Utah have it the best: 57 percent of students there graduate without debt, and those who have debt carry burdens of $19,975 on average. Behind Utah are New Mexico, California, Arizona, and Nevada, all with average debt loads of less than $25,000 a student.

On the opposite end of the spectrum is New Hampshire, where new graduates are sent into the workforce with $36,367 in debt looming over their heads. Pennsylvania, Connecticut, Delaware, and Minnesota all produce average student debts between $31,000 and $36,000. And though graduates from West Virginia don't owe the most money, they are the most likely to owe any money at all, with 77 percent of students from the state racking up some amount of debt. The variation from state to state can be explained by the types of colleges that are popular in each region. The Northeast, for example, is home to some of the country's priciest private colleges, while students in the West are more likely to attend a public state school with lower tuition.

If you've already received a degree from an expensive school in a high-debt state, you can't go back in time and change your decision. But you can get smart about tackling the debt you've already accumulated. Check out these debt-busting strategies to see if one is right for your situation.

[h/t Money]

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This Just In
Want to Become a Billionaire? Study Engineering
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If you want to get rich—really, really rich—chances are, you should get yourself an engineering degree. As The Telegraph reports, a new analysis from the UK firm Aaron Wallis Sales Recruitment finds that more of the top 100 richest people in the world (according to Forbes) studied engineering than any other major.

The survey found that 75 of the 100 richest people in the world got some kind of four-year degree (though others, like Bill Gates and Mark Zuckerberg, attended a university but dropped out before graduation). Out of those who graduated, 22 of those billionaires received engineering degrees, 16 received business degrees, and 11 received finance degrees.

However, the survey doesn't seem to distinguish between the wide range of studies that fall under the "engineering" umbrella. Building a bridge, after all, is a little different than electrical engineering or computing. Four of those 100 individuals studied computer science, but the company behind the survey cites Amazon's Jeff Bezos (who got a bachelor's degree in electrical engineering and computer science from Princeton) and Google's Larry Page (who studied computer engineering at the University of Michigan and computer science at Stanford) as engineers, not computer scientists, so the list might be a little misleading on that front. (And we're pretty sure Bezos wouldn't be quite so rich if he had stuck just to electrical engineering.)

Aaron Wallis Sales Recruitment is, obviously, a sales-focused company, so there's a sales-related angle to the survey. It found that for people who started out working at an organization they didn't found (as opposed to immediately starting their own company, a la Zuckerberg with Facebook), the most common first job was as a salesperson, followed by a stock trader. Investor George Soros was a traveling salesman for a toy and gift company, and Michael Dell sold newspaper subscriptions in high school before going on to found Dell. (Dell also worked as a maitre d’ in a Chinese restaurant.)

All these findings come with some caveats, naturally, so don't go out and change your major—or head back to college—just yet. Right now, Silicon Valley has created a high demand for engineers, and many of the world's richest people, including Bezos and Page, earned their money through the tech boom. It's plausible that in the future, a different kind of boom will make a different kind of background just as lucrative. 

But maybe don't hold your breath waiting for the kind of industry boom that makes creative writing the most valuable major of them all. You can be fairly certain that becoming an engineer will be lucrative for a while.

[h/t The Telegraph]

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