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The Madden Curse strikes again

You've probably heard of the Sports Illustrated Curse, which hangs over the heads of many pro athletes featured on the mag's cover -- but if you aren't completely obsessed with sports-related video games (like, say, my husband) you may not be as familiar with the Madden Curse. Maybe you should be, 'cause I'm gonna just come out now and say it's real. Witness: The following is a list of players who were on the cover packaging of Madden NFL in previous years, and how they performed during the seasons they served as cover boys:

  • Madden 2006 - Donovan McNabb. Asked about the curse before the season began, he said he didn't believe in it. Oops. In his first game he developed a sports hernia and played in pain for the rest of the year until finally cutting his season short and having surgery after game 11. The Eagles went 6-10 (and let's not even get into the T.O. debacle -- especially given the news of his possible suicide attempt last night).
  • 2005 - Ray Lewis. His year wasn't terrible, per se -- but the next year, an injury ended his season by game 6. His curse may have come early anyway; you may remember that in 2000 he was arrested for murder.
  • 2004 - Michael Vick. He broke his leg in the preseason, and by the time he came back (for the last five games of the season) the Falcons' record was so abysmal that they were already out of contention for the playoffs.
  • 2003 - Marshall Faulk. An ankle injury contributed to a poor season, and he never rushed more than 1,000 yards again.
  • 2002 - Dante Culpepper. A knee injury ended his season, and the Vikings went 4-7 while he was playing.
  • 2001 - Eddie George. One of the rare exceptions, he had the best season of his career -- although it's worth noting that in the playoffs, he fumbled the ball, which was promptly picked up by future Madden cover boy Lewis and taken all the way into the end zone.
  • 2000 - Barry Sanders and Dorsey Levens. The first NFL player featured on the box (previous editions pictured, well, John Madden), Sanders abruptly retired a week before training camp started that season. Levens, who was featured on fewer versions of the game, was cut from the Green Bay Packers in 2001 and is no longer playing football.

As for this year, the cover boy is last season's NFL MVP, Shaun Alexander of the Seattle Seahawks. He just broke his foot.

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5 Subtle Cues That Can Tell You About Your Date's Financial Personality
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Being financially compatible with your partner is important, especially as a relationship grows. Fortunately, there are ways you can learn about your partner’s financial personality in a relationship’s early stages without seeing their bank statement or sitting them down for “the money talk.”

Are they a spender or a saver? Are they cautious with money? These habits can be learned through basic observations or casual questions that don’t feel intrusive. Here are some subtle things that can tell you about your date’s financial personality.

1. HOW THEY ANSWER BASIC MONEY QUESTIONS.

Casual conversations about finance-related topics can be very revealing. Does your date know if their employer matches their 401(k) plan contributions? Do you find their answers to any financial questions a bit vague—even the straightforward ones like “What are the rewards like on your credit card?” This could mean that your partner is a little fuzzy on some of the details of their financial situation.

As your connection grows, money talks are only natural. If your date expresses uncertainty about their monthly budget, it may be an indicator that they are still working on the best way to manage their finances or don’t keep close tabs on their spending habits.

2. WHAT THEY’RE WATCHING AND READING.

If you notice your partner is always watching business news channels, thumbing through newspapers, or checking share prices on their phone, they are clearly keeping abreast of what’s going on in the financial world. Ideally, this would lead to a well-informed financial personality that gives way to smart investments and overall monetary responsibility.

If you see that your date has an interest in national and global finances, ask them questions about what they’ve learned. The answers will tell you what type of financial mindset to expect from you partner moving forward. You might also learn something new about the world of finance and business!

3. WHERE THEY GET THEIR FOOD.

You may be able to learn a lot about someone’s financial personality just by asking what they usually do for dinner. If your date dines out a lot, it could be an indication that they are willing to spend money on experiences. On the other hand, if they’re eating most of their meals at home or prepping meals for the entire week to cut their food budget, they might be more of a saver.

4. WHETHER THEY’RE VOICING MONEY CONCERNS.

Money is a source of stress for most people, so it’s important to observe if financial anxiety plays a prominent role in your date’s day-to-day life. There are a number of common financial worries we all share—rising insurance rates, unexpected car repairs, rent increases—but there are also more specific and individualized concerns. Listen to how your date talks about money and pick up on whether their stress is grounded in worries we all have or if they have a more specific reason for concern.

In both instances, it’s important to be supportive and helpful where you can. If your partner is feeling nervous about money, they’ll likely be much more cautious about what they’re spending, which can be a good thing. But it can also stop them from making necessary purchases or looking into investments that might actually benefit them in the future. As a partner, you can help out by minimizing their expenses for things like nights out and gifts in favor of less expensive outings or homemade gifts to leave more of their budget available for necessities.

5. HOW THEY HANDLE THE BILL.

Does your date actually look at how much they’re spending before handing their credit card to the waiter or bartender at the end of the night? It’s a subtle sign, but someone who looks over a bill is likely much more observant about what they spend than someone who just blindly hands cards or cash over once they get the tab.

Knowing what you spend every month—even on smaller purchases like drinks or dinner—is key when you’re staying on a budget. It’s that awareness that allows people to adjust their monthly budget and calculate what their new balance will be once the waiter hands over the check. Someone who knows exactly what they’re spending on the small purchases is probably keeping a close eye on the bigger picture as well.

REMEMBER THERE’S NO SUBSTITUTE FOR TALKING.

While these subtle cues can be helpful signposts when you’re trying to get an idea of your date’s financial personality, none are perfect indicators that will be accurate every time. Our financial personalities are rarely cut and dry—most of us probably display some behaviors that would paint us as savers while also showing habits that exclaim “spender!” By relying too heavily on any one indicator, we might not get an accurate impression of our date.

Instead, as you get to know a new partner, the best way to learn about their financial personality is by having a straightforward and honest talk with them. You’ll learn more by listening and asking questions than you ever could by observing small behaviors.

Whatever your financial personality is, it pays to keep an eye on your credit score. Discover offers a Free Credit Scorecard, and checking it won't impact your score. It's totally free, even if you aren't a Discover customer. Check yours in seconds. Terms apply. Visit Discover to learn more.

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Animals
Where Do Birds Get Their Songs?
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Birds display some of the most impressive vocal abilities in the animal kingdom. They can be heard across great distances, mimic human speech, and even sing using distinct dialects and syntax. The most complex songs take some practice to learn, but as TED-Ed explains, the urge to sing is woven into songbirds' DNA.

Like humans, baby birds learn to communicate from their parents. Adult zebra finches will even speak in the equivalent of "baby talk" when teaching chicks their songs. After hearing the same expressions repeated so many times and trying them out firsthand, the offspring are able to use the same songs as adults.

But nurture isn't the only factor driving this behavior. Even when they grow up without any parents teaching them how to vocalize, birds will start singing on their own. These innate songs are less refined than the ones that are taught, but when they're passed down through multiple generations and shaped over time, they start to sound similar to the learned songs sung by other members of their species.

This suggests that the drive to sing as well as the specific structures of the songs themselves have been ingrained in the animals' genetic code by evolution. You can watch the full story from TED-Ed below, then head over here for a sample of the diverse songs produced by birds.

[h/t TED-Ed]

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