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Why You Always Get Your Bills, Even After A Natural Disaster

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When disaster hits, it destroys whatever is in its path, whether it's a private residence or a major bank that contains hundreds of thousands of financial records. But while it will take the homeowner months and even years to rebuild, he'll probably find that his credit card bills and monthly mortgage statement will continue to arrive with irritating regularity, whether he still has a mailbox or not. How is this possible?

Banks, mortgage companies, investment brokers, and other such institutions back up their records regularly and transmit them to remote locations in different states across the country for storage. Most government agencies, insurance companies and other large corporations also have a Continuity of Operations Plan in place. They make arrangements with a distant location, called a "hot site," which mirrors their primary facility, duplicating all computer equipment and data. That's why neither rain, nor earthquake, nor hurricane will prevent your bills from arriving.

Experts agree that even small businesses should have a Disaster Management Plan. Even if a natural disaster doesn't occur, something unexpected, such as the illness or death of the owner or a terrorist attack, can throw a serious wrench in the works.

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Hawaii's Kilauea Volcano Is Causing Another Explosive Problem: Laze
Mario Tama, Getty Images
Mario Tama, Getty Images

Rivers of molten rock aren't the only thing residents near Hawaii's Kilauea volcano have to worry about. Lava from recent volcanic activity has reached the Pacific Ocean and is generating toxic, glass-laced "laze," according to Honolulu-based KITV. Just what is this dangerous substance?

Molten lava has a temperature of about 2000°F, while the surrounding seawater in Hawaii is closer to 80°F. When this super-hot lava hits the colder ocean, the heat makes the water boil, creating powerful explosions of steam, scalding hot water, and projectile rock fragments known as tephra. These plumes are called lava haze, or laze.

Though it looks like regular steam, laze is much more dangerous. When the water and lava combine, and hot lava vaporizes seawater, a series of reactions causes the formation of toxic gas. Chloride from the sea salt mixes with hydrogen in the steam to create a dense, corrosive mixture of hydrochloric acid. The vapor forms clouds that then turn into acid rain.

Laze blows out of the ocean near a lava flow
USGS

That’s not the only danger. The lava cools down rapidly, forming volcanic glass—tiny shards of which explode into the air along with the gases.

Even the slightest encounter with a wisp of laze can be problematic. The hot, acidic mixture can irritate the skin, eyes, and respiratory system. It's particularly hazardous to those with breathing problems, like people with asthma.

In 2000, two people died in Hawaii Volcanoes National Park from inhaling laze coming from an active lava flow.

The problem spreads far beyond where the lava itself is flowing, pushing the problem downwind. Due to the amount of lava flowing into the ocean and the strength of the winds, laze currently being generated by the Kilauea eruptions could spread up to 15 miles away, a USGS geologist told Reuters.

[h/t Forbes]

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Health
Watch a Tree Release a Massive "Pollen Bomb" Into the Air
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iStock

In case your itchy, watery eyes hadn't already tipped you off, spring is in the air. Some trees release up to a billion pollen grains apiece each year, and instead of turning into baby trees, many of those spores end up in the noses of allergy sufferers. For a visual of just how much pollen is being released into our backyards, check out the video below spotted by Gothamist.

This footage was captured by Millville, New Jersey resident Jennifer Henderson while her husband was clearing away brush with a backhoe. He noticed one tree was blanketed in pollen, and decided to bump into it to see what would happen. The result was an explosion of plant matter dramatic enough to make you sniffle just by looking at it.

"Pollen bombs" occur when the weather starts to warm up after a prolonged winter, prompting trees and grasses to suddenly release a high concentration of pollen in a short time span. Wind, temperature, and humidity levels all determine the air's pollen count for any given day, but allergy season settles down around May.

After determining that your congestion is the result of allergies and not a head cold, there are a few steps you can take to stave off symptoms before they appear. Keep track of your area's pollen report throughout the week, and treat yourself with antihistamines or nasal spray on days when you know it will be particularly bad outside. You can also keep your home a pollen-free zone by closing all the windows and investing in an air purifier. Check out our full list of seasonal allergy-fighting tips here.

[h/t Gothamist]

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